98 Best North Carolina FinTech Companies and Startups

February 10, 2023
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This article showcases our top picks for the best North Carolina based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

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Top North Carolina FinTech Startups

Data sourced from Crunchbase and SemRush.

AvidXchange

AvidXchange

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AvidXchange is a software company specializing in automating invoice and payment processes for mid-market businesses.

Bank of America

Bank of America

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Bank of America is a financial institution that offers credit cards, home loans, and auto loan services.

Bank of America

Spreedly

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Spreedly enables transactions to virtually any combination of payment services through one integration.

Bank of America

Finmark

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Finmark is financial planning software for startups; making it simple for companies to manage their runway, hiring, and cash.

Bank of America

Paymints.io

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Paymints.io is a B2B platform for real estate transactions.

Bank of America

upSWOT

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upSWOT is an “embedded Mint for businesses” packed in 3 lines of code and powered by 167 API-enabled apps

Bank of America

Apiture

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Apiture combined their APIs into frustration-shattering digital banking solutions to address the hurdles today’s banks & credit unions face.

Bank of America

nCino

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Ncino is a cloud-based bank operating solution for the financial services industry.

Bank of America

Viably

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Extend your ecommerce cash flow with capital and banking solutions built specifically for online sellers.

Bank of America

Constellation Digital Partners

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Constellation Digital Partners is a Digital Financial Services Platform.

Bank of America

Aiwyn

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Aiwyn helps professional services firms speed up cash flow, save valuable time, & delight clients by revolutionizing the work-to-cash cycle

Bank of America

Payzer

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Payzer is the All-in-One Financial Tool that helps contractors grow their business.

Bank of America

ARCA

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Transaction automation enabling the future of bank branches and retail stores.

Bank of America

Zogo Finance

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Zogo Finance is a white-label mobile banking application for financial institutions and for parents and teens.

Bank of America

Synchrono Group

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Synchrono Group is a state-of-the-art, digital underwriting and professional services.

Bank of America

Tradier

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Tradier offers developers, trading platform providers and investors an innovative trading platform and a rich set of real-time APIs.

Bank of America

FISCAL Technologies Inc.

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FISCAL Technologies offers purchase-to-pay forensics fraud and risk Saas software in the cloud.

Bank of America

Honeyfi

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Honeyfi is an app that helps couples handle their everyday finances and save for their biggest life goals together.

Bank of America

XUP Payments

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XUP Payments is a vertically focused payment platform that develops digital payments software for financial institutions.

Bank of America

Amicus.io

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Fintech company with a philanthropic financial services platform for the financial sector, making philanthropy as easy as digital banking.

Bank of America

Quartix

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Cloud-based Solutions for Supply Chain Management

Bank of America

LoanWell

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LoanWell is a B2B fintech platform modernizing community lending to enable equitable access to affordable capital for all.

Bank of America

Sovereign’s Capital

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Private Capital for Values-Driven Companies

Bank of America

AIO – Powering Financial Decision-Making

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AIO is a software platform that collects and submits data and documents for its client’s financial identity.

Bank of America

Canapi Ventures

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Canapi Ventures is a venture capital firm that invests in early to growth-stage fintech companies that deploy solutions on modern platforms.

Bank of America

ClearSpend

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Tomorrow’s expense management platform. Designed and built specifically for small businesses and their accountants.

Bank of America

Paymentus

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Paymentus is a provider of cloud-based bill payment technology solutions and services for some of the largest installations.

Bank of America

Agingo

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Agingo is managing data like money using its advanced Not-Only-One-Blockchain platform.

Bank of America

ONE DONATION

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One Donation connects CSR to Employee Engagement by enabling employees to give to over 1.7M nonprofits through payroll deduction.

Bank of America

MEDICI

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MEDICI is the global destination for the FinTech industry for the benefit of enterprises, startups, and investors.

Bank of America

LendingTree

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LendingTree is an online lending exchange that connects consumers with multiple lenders who compete for their business.

Bank of America

FaaStrak

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Finally Making Equipment Leasing & Financing Easy!

Bank of America

WalletFi

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WalletFi is the Subscription Management solution for Financial Institutions and Fintechs

Bank of America

Scholarships360

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Scholarships360 is a platform connecting students to scholarships, financial aid resources, and education pathways.

Bank of America

BovaMetrics

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AI Portfolio Monitoring + Performance Based Rebalancing for Wealth Advisors

Bank of America

Weekly

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Weekly is a budgeting app that offers financial tools that help improve their finance and save money.

Bank of America

Pamlico Capital

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Pamlico Capital seeks equity and buyout investments in businesses.

Bank of America

Rethink Ledgers

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Rethink Ledgers is a ledger and blockchain consulting practice focused on Fintech & Healthtech

Bank of America

Nest Egg

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Nest Egg allows users to create and contribute to an investment account for their children.

Bank of America

Floatbot

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Floatbot is a SaaS based Conversational AI platform that helps Financial Institutes increase Digital Sales and automate Customer Support

Bank of America

Shining Rock Ventures

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Shining Rock Ventures builds partnerships with institutions, enterprises, and entrepreneurs.

Bank of America

apay

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apay is a mobile app to help students better manage and understand the structure of their student loans.

Bank of America

Encrypted Labs

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Full Service Enterprise Blockchain Consulting

Bank of America

Finsophy PBC

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Financial innovation and technology for transparent & mission-aligned capital

Bank of America

Malartu

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Malartu is a developer of a business intelligence platform designed for business advisors and their clients.

Bank of America

Global Mobile Finance

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Global Mobile Finance develops a relationship-driven remittance mobile application intended for remittance transfers at low cost.

Bank of America

Infinant

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Infinant is a FinTech company developing tools to help banks thrive in the digital fintech and finance markets.

Bank of America

Canopy Financial Technology Partners

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Professional Services – Consumer Finance Due Diligence and Data Quality for Digital Assets

Bank of America

Brighthouse Financial

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Brighthouse Financial offers annuities and life insurance that help protect what people have earned and ensure it lasts.

Bank of America

Queen City Fintech

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Queen City Fintech is a fintech-exclusive accelerator program that leverages its extensive network within the financial services sector.

Bank of America

Spendly

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A fintech/SaaS company for small and mid-sized business to save across all financial services

Bank of America

Private Wealth Systems, Inc.

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Private Wealth Systems is the industry-defining financial technology company that is revolutionizing the $52Tril private wealth industry.

Bank of America

PrecisionLender

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The steady rise in asset values leading up to 2007 made it particularly difficult for banks to price appropriately for risk

Bank of America

InsureLife

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ReImagining Insurance Distribution in a Contactless World

Bank of America

TC2000

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TC2000 is a charting and trading platform.

Bank of America

BiMedis

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International Medical Equipment Trading Platform

Bank of America

VIP Capital Funding

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VIP Capital Funding is a fintech company that helps small and mid-sized businesses nationwide with financial and consulting services.

Bank of America

Relario

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Relario AG is a fintech company based in Zug, specialized in mobile OTT (over the top) micropayment services.

Bank of America

XcooBee

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XcooBee is a privacy and payments network with plugin APIs for contactless payments and data and consent management.

Bank of America

Flyp Financial

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Flyp Financial is a consumer technology fintech company that provides affordable financial services.

Bank of America

Retirement Clearinghouse

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RCH is a fintech services company that works with plan sponsors & service providers to shift the retirement accounts of participants forward

Bank of America

Castle Digital Partners

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Castle Digital Partners is a venture services firm that partners with management teams to invest in software that drives their businesses.

Bank of America

Stocklabs

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Financial data platform featuring market timing algorithms, big data, big community, big wins.

Bank of America

First South Bank

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Mortgage loan originators and servicers in North Carolina.

Bank of America

Impact Financial Systems

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IFS offers the only complete onboarding automation solution in the financial services industry.

Bank of America

Dwell Finance

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Dwell Finance is a division of B2R Finance, a financial technology company and leading lender for single-family rental property investors

Bank of America

QuietStream Financial

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QuietStream Financial provides commercial real estate owners, investors, and borrowers with a portfolio of businesses.

Bank of America

Atlas Point

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Atlas Point is a behavioral science and analytics platform that helps financial professionals and financial services organizations.

Bank of America

Novare Kapital

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Novare Capital Management is a privately owned investment management.

Bank of America

SightSpan

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SightSpan offers risk management, security solutions and program management services for fintech and financial businesses.

Bank of America

Savvi Insurance

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Savvi is home insurance that uses smart home technology with modernized and enhanced protection.

Bank of America

Credivia

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CrediVia offers a cloud platform for lenders and borrowers to connect seamlessly in the form of an online marketplace.

Bank of America

Venture Debt – Find Venture Debt LLC

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Platform to connect with 400+ lenders and learn about venture debt alternatives.

Bank of America

Seward Capital

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Value-oriented investment manager serving high net worth individuals, family offices, and institutions.

Bank of America

CrewPay

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Hassle-free 1099 filing and contractor payments

Bank of America

FinTech Processing

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FinTech Processing offers sale systems, payment processing and merchant service solutions.

Bank of America

Divistock

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Divistock is a digital asset tokenization platform.

Bank of America

Bridge Protocol

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Bridge Protocol is the blockchain solution for better token sales (ICOs).

Bank of America

13th & Mars

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Clothing-based crowdfunding for your planet.

Bank of America

Capital2Market

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Capital2Market provides technology solutions for issuers, investment banks, and investment groups.

Bank of America

Global Wired Advisors

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Global Wired Advisors provides investment banking, due diligence, SaaS, internet of things, consulting and digital marketing services.

Bank of America

Stockpulp

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We are a financial tool that helps investors make data driven decisions. The evolution of investment decision making

Bank of America

Fortative

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Fortative provides startup consulting services to get you from idea to funding to traction to exit.

Bank of America

Refundd

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Refundd is a fintech company that provides enterprise compliance solutions to empower and help grow the small business community.

Bank of America

Orion Business Solutions LLC

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Orion is a Venture Technology and Product Development firm.

Bank of America

IntelliCredit

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IntelliCredit is a financial company that provides smart loan review services and portfolio analysis solutions.

Bank of America

Triangle University Fund

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Triangle University Fund provides direct investments in high-growth potential companies.

Bank of America

Conlan Scientific

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Financial data science experts.

Bank of America

Serve Commons

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Serve scales access to trust funds with our SaaS platform so that anyone can build generational wealth.

Bank of America

SpaceVault

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Digital savings account for Space enthusiasts and professionals

Bank of America

MyMoneyMyPlan

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My Money My Plan is a mutual fund distribution and advisory platform.

Bank of America

Enancial

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Enancial is an online portal that publishes news and information on eCommerce, Bitcoin, cryptocurrency, and blockchain technology.

Bank of America

SKJ Visioneering, LLC

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SKJ Visioneering, LLC is a fintech startup developing geeRemit, a global remittance mobile app based on blockchain and mobile money.

Bank of America

The Power Point

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The Power Point is a financial company that provides Ventures for debt and equity fintech solutions.

Bank of America

Carolina Fintech Hub

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Carolina Fintech Hub is a nonprofit organization that enhances financial services with the use of technology.

Bank of America

Quantilytic

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Quantilytic is a quantitative analytics for financial services and biotechnology.

Bank of America

Advisor Controls

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Advisor Controls is a platform that provides financial experience services.

Bank of America

Gofuu

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Gofuu is an app that allow hotels to receive payment online eliminating the need for physical contact with customer’s debit or credit cards.

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