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55 Best New York City InsurTech Companies and Startups

New York fintech startups 2026 — Manhattan skyline

This article showcases our top picks for the best New York City based InsurTech companies. These startups and companies are taking a variety of approaches to innovating the InsurTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

Top New York City InsurTech Startups

Data sourced from Crunchbase and SemRush.

Jones

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Jones offers independent contractors a Pay-As-You-Go solution to end the hassle of liability insurance.

Oscar Health

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Oscar is a health insurance company that offers individual and family plans, medicare advantages, and small group products.

Policygenius

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Policygenius is an insurance tech-startup that specializes in providing financial protection.

Cover Genius

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Cover Genius provides an insurance distribution platform designed to protect the customers of the world’s largest digital companies.

Spruce Holdings

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Spruce Holdings aims to improve title insurance assessment and issuance to reduce the time needed to close a real estate deal.

Wrapbook

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Wrapbook provides digital profiles that facilitate onboarding, paying and insuring project workforces compliantly.

Nirvana Health

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Nirvana Health is a mental health company providing modern fintech and insurance solutions to healthchare.

Boost

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Boost enables innovators to build, offer, and deliver insurance products to their customers.

Sure

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Sure is an insurance technology company powering API based digital insurance programs for the world’s most recognized brands and carriers.

TheGuarantors

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TheGuarantors is a FinTech company that offers innovative risk and financial solutions for the real estate ecosystem.

Lemonade

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Lemonade operates as a full-stack insurance company powered by AI and behavioral economics and driven by social good.

Slice Labs

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Slice Labs is the first on-demand insurance cloud platform provider, enabling companies to build intuitive digital insurance products.

Thimble

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Thimble is an insurance producer enabling small businesses to succeed on their own terms.

Flume Health

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Flume Health is a digital TPA helping self-insured employers make their health plans more affordable and easier to use

Arbol

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Arbol is an InsurTech platform for parametric products that pay quickly and fairly covering external risks such as unexpected weather.

Dayforward

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Dayforward is a provider of a life insurance platform designed to bring financial security to families.

Skopenow

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Skopenow is an analytical search engine for discovering fraud, threat, and risk.

LiquidX

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LiquidX operates an electronic exchange platform for the exchange of trade finance assets.

Nava

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Nava provides employee benefits brokerage services with a focus on affordable healthcare.

Waffle Labs

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Waffle Labs is a consumer insurance company to connect users with top-rated nationwide insurance providers across the country.

Roomer

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Roomer is the marketplace for hotel reservations

Broker Buddha

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Broker Buddha helps independent insurance agencies simplify the application and renewal process for agents and their clients

Micro Insurance Company

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Micro Insurance Company is a provider of microinsurance products to the low and middle-income market.

Kindur

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We are making smart retirement planning more accessible than ever, helping you or your loved ones retire fearlessly.

Tensorflight

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Automating commercial property inspections, underwriting, and risk assessment via computer vision and artificial intelligence.

Blueprint Income

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Blueprint Income offers the a pension-like product for the modern world – a simple, pre-determined retirement paycheck backed by insurers.

Marble

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Marble is a developer of a digital wallet and loyalty platform for insurance.

Sigo Seguros

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Mobile-first auto insurance provider serving the Latino market

Simplifeye

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Simplifeye empowers doctors by automating the business of their practice

Exor Seeds

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Exor Seeds is a venture capital fund affiliated with Exor.

Assurely

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The next generation of insurance. Market driven, targeted insurance products. Rapidly created. Digitally delivered.

Premonition

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Premonition Analytics is an artificial intelligence system that mines big data to determine which attorneys win before which judges.

Leverton

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Leverton is AI-powered data extraction and contract analytics platform.

OVAL Digital

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OVAL Digital is a smart sensor company that makes indoor home monitoring and awareness accessible, easy, private and discreet.

Stratyfy

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Stratyfy provides predictive analytics and decision management solutions to financial institutions that combine the benefits of AI with IQ.

Genoplan

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Genoplan helps reshape your future by utilizing cutting-edge medical technology and scientific innovation.

LeO

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AI-scaling platform for digital transformation tailored to the insurance industry.

Gerald

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Gerald is transforming how consumers track, manage, finance and pay their household bills by offering overdraft and late fee protection.

Cyber Innovative Technologies

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Cyber Risk Management Platform – VRIsk uses a digital asset approach to quantify and score cyber risk.

StartSure

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StartSure provide the most streamlined, easy-to-use insurance platform anywhere for small business insurance.

shur

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shur is a technology and product development company focused on eliminating the crisis of defaulted student loan debt in the US

Adapt Ready

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Adapt Ready’s risk intelligence platform enables commercial insurers to quickly gain a 360° view of complex risk from external data.

Quick.me

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Quick provides F&I solutions to businesses exclusively through partnerships with SaaS and Point of Sale platforms.

Dorothy

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Dorothy prepares and protects your home or business before, during and after disaster events.

Kalepa

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AI-powered Decision Support for Commercial Underwriters

FJA-US

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FJA-US is an information technology company specializing in insurance solutions.

Stable Insurance

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Stable is an insurance platform for the shared mobility economy, built specifically for rideshare participants.

Pilota

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Pilota leverages machine learning to predict flight disruptions and automatically rebook travelers’ flights ahead of time.

Risk Control Technologies

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Control Technologies provides insurance carriers a unique combination of high tech loss control software and industry expertise.

Cake & Arrow

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UX & Design agency that helps companies uncover new opportunities and design products and services that are grounded in real customer needs.

LineSlip Solutions

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LineSlip Solutions helps brokerage firms collect, analyze and use the data they generate to make smarter, more timely business decisions.

PolicyFly

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PolicyFly offers an all-in-one digital management platform for new and existing businesses.

Surevested

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An AI Powered Life Insurance Agency

Zeusshield

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Zeusshield is a blockchain AI insurance solution providing an insurance ecosystem with precision marketing and intelligent insurance claims.

Mody Data Solutions

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Mody Data Solutions provides an AI based insurance fraud detection solution, based on 30 years of insurance fraud expertise.

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