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55 Best New York City Credit Companies and Startups

New York fintech startups 2026 — Manhattan skyline

This article showcases our top picks for the best New York City based Credit companies. These startups and companies are taking a variety of approaches to innovating the Credit industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

Top New York City Credit Startups

Data sourced from Crunchbase and SemRush.

Apollo

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Apollo Global Management is an asset management firm that specializes in credit-oriented capital and real estate markets.

Citi

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Citigroup is a diversified financial services holding company that provides various financial products and services.

MoneyLion

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MoneyLion is a mobile banking platform for borrowing, saving, and investing.

Petal

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Petal is a financial technology company on a mission to make credit honest, simple, and accessible.

Jeeves

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Jeeves is a fintech company that brings financial solutions to businesses globally.

Percent

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Percent is a digital securitization and investment platform that offers investors access to alternative investment opportunities.

JP Morgan

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JP Morgan offers financial services, serving large multinationals, emerging companies, institutional investor, and individuals.

OnDeck

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Ondeck is a technology-enabled financial platform that provides loan financing to small and medium-sized businesses.

Esusu Financial

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Esusu Financial is a financial technology platform that leverages data solutions to empower tenants and improve property performance.

Narmi

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Narmi is a provider of mobile banking, online banking, and digital account opening to regional and community financial institutions.

TheGuarantors

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TheGuarantors is a FinTech company that offers innovative risk and financial solutions for the real estate ecosystem.

Climb Credit

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Innovative student payments platform that makes career creation and transformation more accessible, affordable, and accountable than ever.

PeerIQ

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PeerIQ is a data and risk analytics firm that helps institutions analyze, access and manage risk in the alternative lending sector.

Maroo

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The smartest way to pay for your wedding

Extend

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Extend is the only digital card platform compatible with every commercial card, designed to modernize the way payments are made and managed.

SELECT

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SELECT leverages technology and exclusive partnerships to transform credit and debit cards with rewards that actually improve your life.

Applied Data Finance

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ADF has been purpose-built to be the optimal link between the underestimated underbanked consumer and capital markets.

Simplist

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The modern mortgage marketplace embracing the unique paths of the next generation of homeowners.

Kroll Bond Rating Agency

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KBRA is a global rating agency established to restore trust in credit ratings and offer accurate and transparent ratings.

Status Money

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Status Money is a social personal finance app that enables people to compare finances and crowdsource advice from peers.

LendingFront

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Small business lending software platform for banks and other financial institutions

First Access

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First Access is a FinTech company that offers a smart data platform for financial institutions in emerging markets.

CoVenture Holding Company LLC

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CoVenture provides equity and/or debt financing to tech-enabled companies in areas such as financial services, media, and platform economies

Athena Art Finance

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Athena Art Finance is a specialty finance company that provides loans for the global art market.

Cinch Technologies

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Cinch is a payment app that converts customer loyalty into cash.

FundingGates AR Platform

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FundingGates AR Platform provides receivables management solutions for any business with receivables.

Moody’s Investors Service

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Moody’s Investors Service is a bond credit rating business that provides research, credit rating, and financial risk analysis services.

7 Chord

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FinTech firm that uses Machine Learning (A.I.) to automate pricing and execution in corporate bonds. Corporate Bond Electronic Trading

V3 Commodities Group Holdings

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V3 Commodities is a NY-based capital and risk management services company.

Get.com

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GET.com is all about saving money, especially when it comes to travel. Expert resource on best credit cards with bonus miles.

Koryntia

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Koryntia specializes in the fields of fintech, blockchain, and cryptocurrency.

MMKT Exchange

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A New York City-based loan syndication platform

Raiseworks

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Raiseworks operates an online direct lending platform that connects small private businesses with institutional lenders.

CreditCards.com

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CreditCards.com is a marketplace that enables consumers to search, compare, and apply for credit cards.

Bankuish

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Bankuish provides gig workers and freelancers in Latin America a simple way to access affordable banking.

Debtsy

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Debtsy is a transparent debt resolution platform humanizing the consumer debt collection industry

Creditor.ai

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Creditor.ai is the only marketplace where credit companies can buy and sell turned down loan applications online

Sculptor Capital Management

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Sculptor Capital Management is an asset management firm that provides its services and products to institutional investors around the world.

National Debt Relief

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BBB accredited debt negotiation company helping consumers with credit card debt problems

Apollo Investment Corporation

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Apollo Investment Corporation (NASDAQ: AINV) , a Maryland corporation organized on February 2, 2004, is a closed-end, externally managed,

VITAL CARD

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VITAL is the credit card that pays you to share and spend responsibly.

MatlinPatterson Global Advisers LLC

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MatlinPatterson Global Advisers.

BeanJockey

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BeanJockey is a powerful financial web application that determines the best way to repay and optimize debt repayment of student loans,

Fitch Solutions

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Fitch Solutions provides macro and credit intelligence for the debt investment market.

Modern Bank

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Modern Bank is a privately owned, entrepreneurial bank

LendIt

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The largest conference series dedicated to connecting the global fintech & lending communities.

Libremax Capital

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Libremax Capital is a New York based asset management firm specializing in structured credit.

Credibility Capital

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Credibility Capital is a technology-enabled platform serving the financing needs of small businesses.

Bevel Payment Solutions

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Bevel is a global financial services company best known for credit card processing and payment technology for businesses.

Fitch Group

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Fitch Group is a fintech company that provides financial information services.

Universal Processing

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Universal Processing supports the payment processing needs of small and mid-sized businesses.

CardCruncher

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CardCruncher is a credit card recommendation engine that perfectly matches consumer spending profiles with credit card.

SPF Investment Management

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SPF Investment Management is a New York based, SEC registered investment adviser

Credit2B

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Credit2B is a transformational cloud-based platform built on the collective intelligence of the global credit community.

Biyo

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Biyo provides a robust point of sale for restaurants and retail establishments. First in the world to invent biometric hand payments.

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