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31 Top San Francisco Lending Companies and Startups of 2021

This article showcases our top picks for the best San Francisco based Lending companies. These startups and companies are taking a variety of approaches to innovating the Lending industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

Top San Francisco Lending Startups

Data sourced from Crunchbase and SemRush.

Lending Club

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Lending Club is an online financial community that brings together creditworthy borrowers and savvy investors.

Aura Financial

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Aura is a financial service company that provides affordable, credit-building loans to working families.

Prosper Marketplace

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Prosper Marketplace is an online lending platform that connects people who want to borrow money with individuals and institutions.

LoanSnap

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LoanSnap is on a mission to improve every American’s finances

GoodLeap LLC

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America’s #1 point-of-sale platform for sustainable home solutions

Pave

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Pave provides real-time compensation transparency tools that track, measure, and communicate the total compensation of employees.

Earnest

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Earnest is a technology-lender that brings low-interest loans to high-potential people.

Credible

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Credible is a multi-lender marketplace that allows borrowers to receive competitive loan offers from its vetted lenders.

Roostify

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Roostify is a digital lending platform that connects customers and lenders to accelerate the home loan experience.

Informed.IQ

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Informed is a developer of a consumer auto financing platform designed to collect and analyze loan documents.

SmartBiz Loans

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SmartBiz Loans is a unique combination of an online SBA loan marketplace and a bank enabling technology platform.

LendUp

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LendUp is a socially responsible lender for the 56% of Americans shut out of mainstream banking due to low credit or volatile income.

Stilt

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Stilt offers financial services for immigrants, visa holders, and the underserved.

Dividend Finance

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tDividend Finance is a Technology-enabled finance platform supporting the energy transition with lending and other financial solutions.

Oyster

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Oyster is a provider of digital financial services intended for freelancers, startups, and SME’s.

Ripio

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Ripio is a bitcoin and digital payments company.

Affirm

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Affirm is a financial technology services company that offers installment loans to consumers at the point of sale.

Juvo

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Juvo is a developer of mobile identity scoring software designed to establish financial identities who are creditworthy.

Kiva

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Kiva is an international non-profit organization that enables families to make small loans to entrepreneurs in developing countries.

Umba

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Umba is an African digital bank, offering free bank accounts and financial services to our customers

Dharma Labs

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Dharma Labs is a protocol for generic tokenized debt agreements.

Blend

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Blend is a digital lending platform that supports and simplifies applications for mortgages, consumer loans, and deposit accounts.

GlobaliD

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Create and manage your own portable, digital identity with globaliD.

Prelim

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Prelim is a mobile-first platform that powers in-person and online product originations for financial institutions.

Sindeo

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Sindeo brings mortgages into the modern world by offering home buyers a straightforward path to home ownership and refinancing.

NepFin

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NepFin is a financial services company whose commercial lending platform provides growth capital to mid-sized American businesses

StreamLoan

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StreamLoan is a SaaS/mobile collaboration and workflow platform, simplifying residential home purchases.

Credit Reporting Services

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Credit Reporting Services is a full-service credit reporting agency that offers automated API’s for the consumer lending industry.

Inclined Technologies

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Inclined pioneers a new form of lending in a large and vastly underserved market.

Finvoice

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Finvoice offers cloud-based software to help financial institutions grow sales and comply with regulations.

Income&

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Announcing the PRIMO, a new mortgage-based investment alternative that seeks fixed-income returns exceeding 6%.

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