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29 Top San Francisco Credit Companies and Startups of 2021

This article showcases our top picks for the best San Francisco based Credit companies. These startups and companies are taking a variety of approaches to innovating the Credit industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

Top San Francisco Credit Startups

Data sourced from Crunchbase and SemRush.

Brex

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Brex is a fintech company that offers credit cards and cash management solutions for their customers to save and spend money.

Mission Lane

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Mission Lane is a consumer finance company dedicated to helping everyone have access to fair and clear credit.

Lending Club

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Lending Club is an online financial community that brings together creditworthy borrowers and savvy investors.

Expensify

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Expensify is a financial services startup that provides an integrated expense management and corporate card product for customers worldwide.

Upgrade

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Upgrade is a neobank that offers affordable and responsible credit to mainstream consumers.

Plastiq

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Plastiq offers a bill pay service for businesses to better manage their cash flow.

Nova Credit

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Nova Credit is a consumer-first credit bureau that enables financial access for immigrants and others discouraged by the financial system

Womply

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A local commerce platform that provides apps, APIs, marketing, and financial tools for over 500,000 American businesses.

Tally

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Tally is a financial automation company that helps members payoff credit card debt.

Earnest

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Earnest is a technology-lender that brings low-interest loans to high-potential people.

Level

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Level is a neobank and mobile banking app that provides next-level banking for modern consumers.

PayJoy

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PayJoy finances the purchase of new smartphones, and loans to existing smartphone owners, in Mexico and other emerging markets.

Credible

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Credible is a multi-lender marketplace that allows borrowers to receive competitive loan offers from its vetted lenders.

SeedFi

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SeedFi is a financial health startup that provides financial products to underserved Americans.

Jasper

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Jasper, formerly CreditStacks, is a financial service company that offers a premium Mastercard® designed for professionals.

Lendtable

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Lendtable provides income-constrained individuals with wealth-building cash advances.

Credit Karma

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Credit Karma offers a range of tools and personalized recommendations designed to help customers make the most of their money.

Dharma Labs

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Dharma Labs is a protocol for generic tokenized debt agreements.

Flowcast

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Flowcast provides an AI platform that automates and powers lender credit decisions.

TomoCredit

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TomoCredit helps millennials get the credit cards they deserve by analyzing alternative data sets.

Naborly

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Credit designed for the renting generation.

Try.com

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Try clothes for free from online stores such as Nordstrom, Revolve and Zara. Featured in Forbes, Business Insider and Refinery29.

Karus

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Predictive Performance for Credit Assets

Pinch

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Pinch makes it easy to build its clients’ credit history just by paying their rent.

GigaPoints

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GigaPoints is a credit card comparison tool that connects to a user’s existing credit card accounts to create customized recommendations.

Bright Money

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The new age Digital Bank powered by Artificial Intelligence to help middle class Americans

Golub Capital

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Golub Capital provides flexible debt that enables fast-growing technology companies to expand with limited equity dilution.

TicketBase

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Ticketing platform that pays our users service fees.

Paymentwall

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Paymentwall is a global payments platform which provides 150 local payment methods, incl. credit cards and e-wallets, in 200+ countries.

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