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101 Top San Francisco Financial Services Companies and Startups of 2021

This article showcases our top picks for the best San Francisco based Financial Services companies. These startups and companies are taking a variety of approaches to innovating the Financial Services industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

Top San Francisco Financial Services Startups

Data sourced from Crunchbase and SemRush.

Plaid

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Plaid provides companies with the tools and access needed for the development of a digitally-enabled financial system.

SoFi

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SoFi is a finance company that offers a range of lending and wealth management services.

Flutterwave

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Flutterwave is a fintech company that provides a payment infrastructure for global merchants and payment service providers.

Ripple

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Ripple provides one frictionless experience to send money globally using the power of blockchain.

Kraken

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Kraken is a cryptocurrency exchange that provides spot and futures trading between Bitcoin, Ethereum and 40+ other digital assets.

Ethos

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Ethos Life is an insurance company that provides modern and ethical life insurance to protect life.

Brex

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Brex is a fintech company that offers credit cards and cash management solutions for their customers to save and spend money.

Airbase

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Airbase serves as an all-in-one spend management platform that helps companies with their financial control and visibility.

Figure

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Figure is a financial services company leveraging blockchain technology.

Bitwise

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Bitwise is a crypto index fund manager for individuals, investment managers, and institutions navigating cryptocurrency.

CircleUp

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CircleUp is an investment platform that provides capital and resources to innovative, early-stage consumer brands.

Synctera

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Synctera is a FinTech-as-a-Service platform that connects financial institutions with fintech companies.

Chipper Cash

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Chipper Cash is a fintech platform that offers mobile, cross-border money transfer services.

HoneyBook

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HoneyBook is a business management platform creating tools to help creative entrepreneurs run their business on their own terms.

Forge

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Forge (formerly Equidate) is a marketplace for private equity, giving private and institutional investors access to top pre-IPO companies.

Uphold

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Uphold is a digital wallet and trading platform that enables cryptocurrencies and other assets affordable and accessible for everyone.

500 Startups

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500 Startups is a global venture capital firm with a network of startup programs for founders, mentors, and investors.

Visa

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Visa is a multinational financial services company that facilitates electronic payment systems throughout the world.

Mission Lane

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Mission Lane is a consumer finance company dedicated to helping everyone have access to fair and clear credit.

Remote

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Remote offers international payroll, benefits, and compliance services for distributed employees and contractors.

Secfi

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Secfi works with startup employees and founders to provide equity planning and stock option financing.

dYdX

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dYdX is a leading decentralized exchange offering Perpetual, Margin, & Spot trading, as well as borrow / lend pools on Ethereum.

SignalFire

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SignalFire is a venture capital firm that invests in seed stage companies and breakout companies.

Lending Club

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Lending Club is an online financial community that brings together creditworthy borrowers and savvy investors.

Expensify

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Expensify is a financial services startup that provides an integrated expense management and corporate card product for customers worldwide.

Aura Financial

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Aura is a financial service company that provides affordable, credit-building loans to working families.

Fundbox

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Fundbox is an AI-powered financial platform for small businesses.

Collective

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Collective provides financial concierge services for self-employed people and businesses.

Stellar Development Foundation

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A non-profit organization that supports the development and growth of Stellar, a blockchain network that connects financial infrastructure.

Okcoin

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One of the world’s largest cryptocurrency exchanges, Okcoin is building an inclusive future of finance for all.

Pilot

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Pilot is a platform that offers bookkeeping, tax, and CFO services for growing businesses.

Wefunder

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Wefunder is a crowd investing platform that offers capital raising services.

Sentieo

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Sentieo is a research platform that provides insights within the finance and corporate world.

Upgrade

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Upgrade is a neobank that offers affordable and responsible credit to mainstream consumers.

The Beans

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The Beans offers a software application platform that creates personalized cash flow plans designed for its users.

Blair

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Blair provides a platform that allows schools to finance students through Income-Share Agreements.

Prosper Marketplace

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Prosper Marketplace is an online lending platform that connects people who want to borrow money with individuals and institutions.

Varo Money

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Varo Money is a mobile banking business that helps customers cover their expenses, pay their bills, and build their wealth over time.

Wyre

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Wyre develops a wide variety of payment APIs that offer a fast and cost-effective way of transferring money.

LoanSnap

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LoanSnap is on a mission to improve every American’s finances

Taulia

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Taulia is a FinTech startup that provides working capital management and electronic invoicing services for supply chain companies.

LendingHome

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LendingHome offers fix-and-flip bridge loans and rental loans for real estate investors.

Plastiq

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Plastiq offers a bill pay service for businesses to better manage their cash flow.

Human Interest

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Human Interest is a 401(k) provider that helps employees of small and medium-sized businesses save for retirement.

Veem

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Veem is a payment service provider that helps simplify the way businesses send and receive funds.

CoinList

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CoinList provides a platform for digital asset companies to run their token sales.

Origin

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Origin is a platform that provides insurance and financial services.

Zeta

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Zeta is a modern banking tech company providing Modern Core and Processing for FIs and Embeddable Banking for fintechs and distributors.

Digit

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Digit is a finance app that analyzes your spending habits and automatically saves the perfect amount every day.

Found

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Financial Services for Self Employed

Set Labs

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Set Labs is a crypto-financial platform that allows users to create baskets of cryptocurrency, NFTs, and on-chain securities.

Branch International

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Branch offers mobile financial services across emerging markets to spur human potential.

Treasury Prime

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Treasury Prime is a Banking-as-a-Service company that connects banks and FinTechs through an API.

EquBot

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EquBot’s AI platform with Watson helps global investment professionals deliver better outcomes through portfolios as a service (PasS).

Nova Credit

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Nova Credit is a consumer-first credit bureau that enables financial access for immigrants and others discouraged by the financial system

Gusto

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Gusto provides a cloud-based payroll, benefits, and human resource management solution for businesses.

Celo

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Celo is an open platform that makes financial tools accessible to anyone with a mobile phone.

Chime

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Chime is a fintech company that helps its members avoid bank fees, save money automatically, and lead healthier financial lives.

Amino

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Amino is an all-in-one healthcare financial wellness platform for employees.

Boast.AI

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Boast.AI is a tool designed to automate R&D tax credit-based financing for startups.

Recurly

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Subscription billing management SaaS platform powering 2,000+ brands including Sling TV, BarkBox, Asana, FabFitFun, Cinemark & Twitch

Tally

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Tally is a financial automation company that helps members payoff credit card debt.

Point Card

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Point is bringing rewards and benefits to the debit card.

SigFig

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SigFig is financial services firm that dedicates in making high-quality investment advice to investors of all wealth levels.

Earnest

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Earnest is a technology-lender that brings low-interest loans to high-potential people.

Hashflow

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Hashflow is a hybrid approach to decentralized finance (DeFi) trading.

Finix Payments

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Finix Payments is a fintech company that develops a payment processing platform for businesses.

Eco

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Eco provides a digital global cryptocurrency platform that can be used as a payment tool for daily-use transactions.

Level

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Level is a neobank and mobile banking app that provides next-level banking for modern consumers.

CommonStock

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CommonStock is a developer of a group chat platform that is designed to share investment knowledge and decisions.

AlphaFlow

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AlphaFlow is a tech-driven investment company providing professionally managed portfolios of real estate loans to institutional investors.

Grain

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Transform your debit card into a credit card

Generate Capital

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Generate Capital builds, owns, and operates sustainable infrastructure to deliver affordable and reliable resource solutions.

PayJoy

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PayJoy finances the purchase of new smartphones, and loans to existing smartphone owners, in Mexico and other emerging markets.

Credible

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Credible is a multi-lender marketplace that allows borrowers to receive competitive loan offers from its vetted lenders.

Synapse

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Synapse is a banking platform that enables companies to provide financial products to their customers.

Roostify

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Roostify is a digital lending platform that connects customers and lenders to accelerate the home loan experience.

Keeper Tax

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Discover the tax write-offs you’ve been missing

Hearsay Systems

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Hearsay offers the complete client engagement solution for financial services.

Socotra

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Socotra is a technology platform that builds a modern cloud-based platform for technology-driven insurers.

Oxygen

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Oxygen is a neobank that develop tools for consumers and small businesses through financial platform designed for the 21st century economy.

Owl Ventures

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Owl Ventures is a venture capital fund that invests in education technology companies.

Brightside

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Brightside is an employer-based financial health solution that combines personal assistants and an innovative partner platform.

Informed.IQ

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Informed is a developer of a consumer auto financing platform designed to collect and analyze loan documents.

SmartBiz Loans

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SmartBiz Loans is a unique combination of an online SBA loan marketplace and a bank enabling technology platform.

EarnUp

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EarnUp is an intelligent loan payment automation.

LendUp

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LendUp is a socially responsible lender for the 56% of Americans shut out of mainstream banking due to low credit or volatile income.

Stilt

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Stilt offers financial services for immigrants, visa holders, and the underserved.

Dividend Finance

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tDividend Finance is a Technology-enabled finance platform supporting the energy transition with lending and other financial solutions.

Alt

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Alt is an alternative asset platform that allows people to buy, sell, and store sports cards.

Backer

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Backer is a social savings platform that enables users to set up a tax-free 529 account where family and friends can contribute.

Long-Term Stock Exchange

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The Long-Term Stock Exchange designs an SEC-regulated national securities exchange that aligns great companies and long-term investors.

Numerai

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Numerai transforms and regularizes financial data into machine learning problems for global network of data scientists.

Caplight

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Caplight is a platform that enables institutional investors to buy and sell derivatives of private equity.

Digits

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Digits is a fin-tech company offering a visual, machine learning-powered expense monitoring dashboard for startups and small businesses.

Lively

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Lively is a modern Health Savings Account (HSA) platform for employers and individuals.

Xpansiv

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Xpansiv is the global market for ESG-inclusive commodities.

Pulley

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Pulley offers a cap table management platform designed to help startup founders, employees, and investors monitor their equity information.

SeedFi

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SeedFi is a financial health startup that provides financial products to underserved Americans.

River Financial

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River Financial is a Bitcoin financial institution allowing long-term investors to buy, sell, and manage Bitcoin.

Oyster

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Oyster is a provider of digital financial services intended for freelancers, startups, and SME’s.

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