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101 Best New York City Payments Companies and Startups

New York fintech startups 2026 — Manhattan skyline

This article showcases our top picks for the best New York City based Payments companies. These startups and companies are taking a variety of approaches to innovating the Payments industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

Top New York City Payments Startups

Data sourced from Crunchbase and SemRush.

Capchase

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Capchase is a fintech company that provides financial solutions to startups by allowing access to funds as they grow.

Payoneer

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Payoneer allows global commerce by connecting businesses, professionals, countries and currencies with its cross-border payment platform.

Melio

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Melio is a fintech company that gives small businesses a way to digitally manage their business-to-business payments and receivables.

Justworks

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Justworks provides small and medium-sized businesses with simple software and expert support for payroll, benefits, HR, and compliance.

Arcus

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Arcus is a payments-as-a-service platform, fueling smarter, faster, integrated, and more accessible financial services.

Cedar

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Cedar is a patient payment and engagement platform for hospitals, health systems, and medical groups that elevates the patient experience.

Dashlane

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Dashlane is an app that lets access and shares business and personal passwords anytime, anywhere.

Katapult

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Katapult is an omnichannel point-of-sale payment platform for retailers and consumers.

Jeeves

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Jeeves is a fintech company that brings financial solutions to businesses globally.

Cover Genius

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Cover Genius provides an insurance distribution platform designed to protect the customers of the world’s largest digital companies.

Goalsetter

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Goalsetter is a children and family finance app that provides a next-generation, education-first banking experience.

Lithic

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Lithic is a virtual card platform that provides secure payments for businesses and consumers.

Flexa

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The fastest, most fraud-proof payments network in the world.

HealNow

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HealNow is the online payments and on-boarding platform for pharmacies.

Zeel

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Zeel delivers on-demand massage from vetted therapists.

Check Technologies

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Check is a payroll infrastructure startup.

Imprint

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Imprint is a financial service company building the future of payments, rewards, and loyalty services.

Behalf

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Behalf’s mission is to empower commerce for businesses large and small with well-priced, on demand payment tools.

Aaptiv

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Aaptiv is a digital health company that combines scientific programming, empathetic trainers, and uplifting music to improve members health.

Reserve

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Reserve is a restaurant technology company focused on making every part of the dining experience better, for both restaurants and diners.

Mesh Payments

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Mesh Payments provides cardless corporate payments solutions intended for businesses built on SaaS.

Extend

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Extend is the only digital card platform compatible with every commercial card, designed to modernize the way payments are made and managed.

Boost Payment Solutions

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Boost Payment Solutions is a leading B2B acquirer providing organizations with ground-breaking solutions.

American Express

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American Express is a global financial services company best known for its credit card, charge card, and traveler’s cheque businesses.

BloomCredit

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Bloom Credit is a fintech platform that works to improve the financial eligibility of people declines for lending products.

Selfbook

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Easiest way to pay for your hotel stay.

Fraud.net

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The Future of Fraud Prevention – fraud detection, intelligence augmentation, and live-streaming visualizations.

Fundraise Up

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Fundraise Up is an online AI-powered donor-centric widget fundraising platform.

Spiral

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Spiral is a provider of a banking solution for the charitable sector.

Bytemark

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Bytemark provides global transit fare collection, ticketing, and PaaS solutions. Plan, Book & Pay!™ | Siemens Mobility

CardFlight

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CardFlight is committed to making payment acceptance easy for business owners.

Mediamorph

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Mediamorph’s mission is to boost business performance and accelerate content value across the entertainment ecosystem.

Glean analytics

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Glean unlocks the powerful data detailed in vendor invoices/receipts to surface relevant spend insights and drive spend accountability

MoCaFi

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MoCaFi is a developer of a personal financial platform that improves the financial behaviors of underbanked communities.

Transactis

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Transactis provides banks and merchants with SaaS-based billing, payment, and loyalty products.

Fluz

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Reinventing cashback to give you more. Get paid when you shop + when your friends shop. Earn Cashback Forever.

QuarterSpot

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QuarterSpot is an online lending platform that offers small businesses working capital.

SALIDO

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SALIDO is working with hospitality operators, developing a single platform for their restaurant operations.

CoreCare

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CoreCare is a healthcare financial technology company developing solutions that make it easy for healthcare providers to collect payments.

ItsaCheckmate

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ItsaCheckmate is a leading service in integrating 3rd party delivery platforms directly into POS systems.

Cover

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Cover offers a mobile payments app for restaurants, that automatically splits the bill and leaves a tip.

LaterPay

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​LaterPay is the frictionless buying, tipping and selling platform for digital content.

WorkGenius

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WorkGenius is a digital workforce solution that uses AI to match and manage a network of 350,000 vetted professionals.

Urban FT Group, Inc.

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Urban FT helps FIs deliver exceptional customer-driven digital experiences by providing the industry’s first and most capable FinTech Core.

Segovia

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Segovia is a financial technology company making it easy for organizations to pay anyone, anytime, anywhere in the emerging markets.

MeetFox

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MeetFox is a SaaS solution that creates a seamless experience for professionals to manage their client meetings.

Covercy

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The fastest growing network of real estate investment professionals, boosting GP productivity & creating a smart LP experience

GPShopper

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GPShopper is a mobile commerce platform and app developer for retailers. Loyalty and eComm integrations, mobile CMS and real-time analytics.

Reposite

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Reposite is the all-in-one workspace to power the travel trade

Molo

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Molo is a SaaS platform for the boating industry

BuzzTable

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BuzzTable is the first guest management platform to have a mobile wait list and connected guest engagement app that work together.

Blackthorn

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Salesforce native Event management & Payments apps for the Salesforce.com ecosystem

Gerald

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Gerald is transforming how consumers track, manage, finance and pay their household bills by offering overdraft and late fee protection.

IntellectEU

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IntellectEU is an international technology company with core expertise in financial integration, middleware solutions and DLT development.

SendFriend

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SendFriend leverages the blockchain to make remittance transactions less expensive, faster, and more secure.

ProcessOut

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ProcessOut offers a smart router that facilitates international payment solutions and services.

Cinch Technologies

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Cinch is a payment app that converts customer loyalty into cash.

FundingGates AR Platform

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FundingGates AR Platform provides receivables management solutions for any business with receivables.

PAAY

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PAAY provides mobile payment solutions for card processors, merchants and consumers.

EquityZen

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EquityZen is a financial services company that provides an investment platform intended to connect shareholders of private companies.

PRAXELL

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Launch Your Custom Prepaid Card Program.

Zipmark

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Zipmark is a mobile payments transaction platform enabling businesses to send and receive digital paychecks securely.

Blue Onion Labs

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Blue Onion Labs produces software that enables tracing of transactions and reconciliation of orders.

StoneCastle

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StoneCastle is a Banking-as-a-Service (BaaS) company with a deposit platform of 800+ banking institutions located throughout the U.S.

Hiatus

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Hiatus is a consumer fintech company committed to improving everyone’s financial health.

Drivill Inc

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Drivill is An American New Generation Transportation Network Company.

Token

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Get cards on demand for every purpose. Real control, freedom of choice, and absolute privacy anytime, anywhere.

FDCTech

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FDCTech Inc. is a fully integrated company forever striving to partner with OTC Brokers and those in the burgeoning cryptocurrency market.

Blue Corporation

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Saas, Payment Application, Financial Neo Banking

Leondrino

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Currency Management-as-a-Service, Issuer of private branded currencies for enterprises

JetCrypto

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SaaS, Platform, Mobile App, Cloud, Distributed Ledger, PKI, Security, ATM, POS Terminals, Cards

Quadpay

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Buy Now. Pay Later. Anywhere.

Paytime

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Paytime is the first card that allow millennials to pay for their digital content with their time of attention and data instead of money

Yuansfer

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Yuansfer unlocks online and in-store sales to global shoppers by enabling businesses to accept all wallet payments in one integration.

mycashless

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mycashless is the world’s fastest offline transaction engine.

Starship

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Starship is mobile health savings account (HSA) with automated investing built for humans.

Lendindex

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AI Powered Business Scoring & Blockchain Based SME Lending

Plastyc

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Plastyc provides mobile, web and tablet access to FDIC-insured no-overdraft accounts, for deposits, payments and savings.

Preo

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Recently acquired by a Fortune 100 Company, Preo enables users to order and pay for food and drinks from their smartphones.

PaidEasy

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PaidEasy a mobile payments app that integrates with merchants existing Point of Sale. Users can open, view, split, tip and pay their bills

Payability

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Payability provides friction-free financing to suppliers in the digital economy.

Coin Out

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CoinOut powers digital cashback for in-store and online transactions everywhere.

Fangoo

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AI-powered software to build and improve credit score

Rockpapr

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Rockpapr offers corporate payment sources and helps to set spend control limits to create virtual and physical credit cards.

HouseTab

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Mobile payments with a social twist.

VendorTerm

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VendorTerm helps startups, agencies, and CPG brands grow faster with non-dilutive growth capital.

TeleUP Inc.

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Check it out what’s comming at your favorite channels, search for films, series and much more.

Liquid M Capital

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A financial technology company.

MOI INC

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The Grubhub & opentable of the Beauty and Grooming Industry , browse, book pay and rate within seconds

CodiPark

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CodiPark is a SaaS platform that generates new revenue sources for parking operators by communicating with their users.

Gourmet Growth

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Gourmet Growth is a financial technology platform that offers capital-as-a-service to emerging SMBs.

Tassat

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Delivering Innovative Solutions for Digital Payments & Exchange Markets

PROFIT Business Bank

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All-in-One banking that helps small businesses increase their profits.

Wallkit

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Paywall & Subscriptions Solution for Publishers, Retailers & Content Owners

TABu

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Open and close your bar tab on your mobile device, with one touch of a button.

Transfast

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Transfast Remittance operates as a money transfer company that offers money remittance services.

Social Learning and Payments

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Socially-driven challenges and instant reward platform with rich analytics.

KEEPS America

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Helping the unbanked receive lawsuit settlements and disability payments.

EastNet

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EastNets is a leading provider of global compliance and payment solutions and services with over 1,000 customers in more than 100 countries

The Clearing House

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The Clearing House is a banking association and payments company.

A.B.Seed Ventures

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A.B.Seed Ventures focuses on p[providing seed investments on B2B SaaS startups.

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